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Volkswagen 
Finance

How it works

It’s the moment you’ve been waiting for – getting your very own Volkswagen. But before you get behind the wheel, you need to figure out how to make the numbers work for you.

With Volkswagen Finance, you’ll find everything you need to choose the best purchase option for you. You can do it yourself by following just four easy steps listed here. Or, if you prefer a one-on-one conversation, one of our experienced Financial Services Managers at your preferred Volkswagen Dealer would be happy to help.

STEP 1 - Before you buy

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Not sure which option is right for you? Watch the video to learn more about leasing vs. financing.

Researching a new car is exciting. Researching your purchase options? Not so much. Fortunately, you can use our build and price tool to get a better idea of all the numbers involved* and find the right solution for you. And if you’re still a little unsure, just ask one of our experts and they’ll guide you through the entire process. Once you’ve picked the option that works best for you, set up an appointment with your nearest Volkswagen dealer to finally get into your very own Volkswagen.

*Prices are an estimate only and may not include taxes, fees or levies which vary by province. Contact your authorized Volkswagen Dealer for full and accurate pricing.

STEP 2 - When you buy

Driving away in a new Volkswagen feels great. Driving away with a great deal is even better. So ask your local dealer if there are any rebates for which you may be eligible.

Now is also the best time to talk to your dealer about protecting your new Volkswagen. Ask us about our Volkswagen Protection Plus suite of products. We have plans like Appearance Protection that keep your vehicle looking and feeling brand new. Plans like Mechanical Breakdown Protection can cover you during unexpected breakdowns. And finally, plans like the Vehicle Loss Privilege Program, which can help keep you in your Volkswagen.

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Appearance Protection

Watch the five videos below to learn about some of these available products.

STEP 3 - As an owner

Congratulations, you’re a Volkswagen owner! But there’s more icing on the cake. Register for Volkswagen Plus to enjoy the latest VW news, schedule your next appointment, and get front-row seats to Volkswagen events across the country.

As a Volkswagen Owner you may also qualify for our Loyalty Program which gives you up to a 0.50% rate reduction if you lease or finance your next Volkswagen purchase through Volkswagen Finance*.1

Register for Volkswagen PlusOpens an external link here to review your benefits. 

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STEP 4 -Time for a new Volkswagen

If you finance your purchase

Time flies when you’re having fun. Before you know it, you’ll find yourself nearing the end of your contract. But don’t stress, it just means you can either:

  • Trade-in your Volkswagen and upgrade to the latest model
  • Keep your existing Volkswagen

If you lease your purchase

Similarly, at the end of your lease term, you have a few options:

  • Upgrade to a new Volkswagen
  • Keep your Volkswagen and refinance your residual balance
  • Return your vehicle

Learn more about your end of lease optionsOpens an external link

More about Volkswagen financing

Still have questions?

Visit our FAQs page to learn more.

What's next

Disclaimers by Volkswagen

1.
"**Loyalty discount applies to Volkswagen Special Rates offered through Volkswagen Finance. Applicable to all eligible current Volkswagen owners and previous Volkswagen owners who returned a leased vehicle, or whose finance contract with Volkswagen Finance ended, within the past 90 days (some exceptions apply). Up to 0.50% reduction available on all new and unregistered 2020, 2021 and 2022 models, (excluding the ID.4). The loyalty rate on any loan or lease, including the discount, will not be below 0.0%. Offer may be combined with Graduate Program rebate of up to $500. Certain conditions apply.
Visit https://www.vw.ca/en/financial-services/rebate-programs.html or your Volkswagen dealer for more details. Valid identification and proof of valid loan/lease for/of Volkswagen that was: (i) active for a minimum of 90 days; (ii) in good standing throughout the term; and (iii) that ended within the 90 days prior to the expiry of this offer, are required.
Volkswagen vehicles currently being financed/leased with Volkswagen Finance are not eligible for the rate reduction. Offer is transferable to an immediate family member living in the same household as the Primary/Co-Primary buyer or lessee. Offer is non-exchangeable for cash. Offer expires September 30, 2021 and is subject to change or cancellation without notice. Visit your Volkswagen dealer for details. “Volkswagen” and the Volkswagen logo are registered trademarks of Volkswagen AG. © 2021 Volkswagen Finance."
  • All prices are MSRP in Canadian dollars. MSRP is the Manufacturer’s Suggested Retail Price and excludes taxes, freight and PDI (for 2021 models: $1,750 (Jetta, Jetta GLI, Golf, Golf GTI), $1,850 (Passat, Arteon) and $1,950 (Tiguan, Taos, Cross Sport, Atlas, ID.4). Amounts vary for 2020 models), levies, fees, optional equipment, license, insurance, registration, and any dealer or other charges, where applicable. Environmental or related levies and taxes may vary by jurisdiction. Dealer may sell for less. European or American models may be shown. Specifications, equipment, options and prices are subject to change without notice. Although we endeavour to ensure that the information contained on the website is accurate, as errors may occur from time to time, customers should contact their local Volkswagen dealer for details. Photos for illustration purposes only. Some items, such as wheels, may be unavailable on some trim levels when vehicle is built or may not be available in Canada.

    Fuel consumption ratings are estimates based on Natural Resources Canada’s (NRCan) fuel consumption criteria and testing methods for 2020 and 2021 model year vehicles and are provided for comparison purposes only. Please note that comparisons to seemingly similar vehicles pre-2015 model year will show discrepancies due to the difference in NRCan approved calculation methods for 2014 model year and older vehicles. Please refer to NRCan’s Fuel Consumption Guide 2020 and 2021 for estimated fuel consumption figures. Actual fuel consumption will vary based on driving conditions, driver habits and the vehicle’s condition, weight carried and additional equipment. Tires are supplied and warranted by their manufacturer. Most vehicles are sold equipped with four all-season tires. For vehicles sold equipped with summer performance tires, note that appropriate all-season or winter weather tires are required for driving during cold, snowy or icy weather conditions. Please remember that the use of winter tires may be mandatory in your province or territory. Airbags are supplemental restraints only and will not deploy under all accident scenarios. Always use safety belts and seat children only in the rear seats, using restraint systems appropriate for their size and age. The navigation system depends upon signals from the GPS network and is designed to provide you with suggested routes only. Discrepancies may occur between the mapping and the actual location due to changes in street names, construction or other road system changes which are beyond the control of Volkswagen Canada. Please rely on your individual judgment in determining whether or not to follow a suggested navigation route.