A family and dog having fun near a lake with a parked red 2024 Atlas

Volkswagen Finance

How it works

It’s the moment you’ve been waiting for – getting your very own Volkswagen. But before you get behind the wheel, you need to figure out how to make the numbers work for you.

With Volkswagen Finance, you’ll find everything you need to choose the best purchase option for you. You can do it yourself by following just four easy steps listed here. Or, if you prefer a one-on-one conversation, one of our experienced Financial Services Managers at your preferred Volkswagen Dealer would be happy to help.

STEP 1 - Before you buy

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Not sure which option is right for you? Watch the video to learn more about leasing vs. financing.

Researching a new car is exciting. Researching your purchase options? Not so much. Fortunately, you can use our build and price tool to get a better idea of all the numbers involved* and find the right solution for you. And if you’re still a little unsure, just ask one of our experts and they’ll guide you through the entire process. Once you’ve picked the option that works best for you, set up an appointment with your nearest Volkswagen dealer to finally get into your very own Volkswagen.

*Prices are an estimate only and may not include taxes, fees or levies which vary by province. Contact your authorized Volkswagen Dealer for full and accurate pricing.

STEP 2 - When you buy

Driving away in a new Volkswagen feels great. Driving away with a great deal is even better. So ask your local dealer if there are any rebates for which you may be eligible.

Now is also the best time to talk to your dealer about protecting your new Volkswagen. Ask us about our Volkswagen Protection Plus suite of products. We have plans like Appearance Protection that keep your vehicle looking and feeling brand new. Plans like Mechanical Breakdown Protection can cover you during unexpected breakdowns. And finally, plans like the Vehicle Loss Privilege Program, which can help keep you in your Volkswagen.

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Appearance Protection

Watch the five videos below to learn about some of these available products.

STEP 3 - As an owner

Congratulations, you’re a Volkswagen owner! But there’s more icing on the cake. Register for Volkswagen Plus to enjoy the latest VW news, schedule your next appointment, and get front-row seats to Volkswagen events across the country.

As a Volkswagen Owner, you may also qualify for our Loyalty Program which entitles you to two full years maintenance on us, when you lease, finance, or purchase your next VW through Volkswagen Finance.

Man and woman standing next to a 2022 VW Atlas Cross Sport

STEP 4 -Time for a new Volkswagen

If you finance your purchase

Time flies when you’re having fun. Before you know it, you’ll find yourself nearing the end of your contract. But don’t stress, it just means you can either:

  • Trade-in your Volkswagen and upgrade to the latest model
  • Keep your existing Volkswagen

If you lease your purchase

Similarly, at the end of your lease term, you have a few options:

  • Upgrade to a new Volkswagen
  • Keep your Volkswagen and refinance your residual balance
  • Return your vehicle

Learn more about your end of lease optionsOpen external link

More about Volkswagen financing

Still have questions?

 For privacy-related enquiries please contact our Privacy Officer at vcciprivacy@vwcredit.comOpen mail link, 500-1340 Pickering Pky, Pickering, ON, L1V 0C4, or 1-800-668-8224Open phone link.

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Visit our FAQs page to learn more.

Disclaimers by Volkswagen

 Prices shown are MSRP where indicated. MSRP is the Manufacturer’s Suggested Retail Price and excludes taxes, freight and PDI ($1,950 (Jetta, Jetta GLI, Golf GTI and Golf R), $2,100 (Tiguan, Taos, ID.4) and $2,150 (Cross Sport, Atlas), levies, fees, optional equipment, license, insurance, registration, and any dealer or other charges (where applicable). If MSRP is not mentioned, prices shown include freight and PDI, environmental levies, and a $500 representative dealer admin fee (actual fee amount is set by dealers and varies, up to $500). Dealer Administration Fee includes documentation and administration costs related to the delivery of the vehicle, such as the dealer cost involved in licensing, lien search, and contract administration. Environmental or related levies and taxes may vary by jurisdiction. Dealer may sell for less. Prices are in Canadian dollars. This is not an offer to sell at a certain price. Actual selling prices and terms are set by dealers. European or American models may be shown. Specifications, equipment, options, and prices are subject to change without notice. Although we endeavour to ensure that the information contained on the website is accurate, as errors may occur from time to time, customers should contact their local Volkswagen dealer for details. Photos for illustration purposes only.  Model specifications provided may vary based on selected trim, options, and installed accessories.
**Limited time lease offer available through Volkswagen Finance, on approved credit, based on a new and unregistered 2024 Tiguan 2.0T Highline base model with 8-speed automatic with Tiptronic® 4MOTION® transmission / 2024 Taos 1.5T Highline base model with 7-speed automatic DSG® with Tiptronic® 4MOTION® transmission having a starting MSRP of $45,495/ $37,995. $2,100 freight and PDI, $100 air conditioning levy, $23 tire recycling levy, $10 OMVIC fee, $58 PPSA fee and $500 representative dealer admin fee (actual fee is set by dealers and varies, up to $500), included in weekly payment. Dealer Administration Fee includes documentation and administration costs related to the delivery of the vehicle, such as the dealer cost involved in licensing, lien search, and contract administration. In Ontario, Volkswagen Group Canada Inc. is responsible for the tire recycling fee used to cover the cost of collecting and recycling end of life tires when returned by consumers.Lease example: 48-month term at 4.99% APR equals a weekly payment of $150 / $128, $0 down payment or equivalent trade-in, $600 / $510 security deposit, and first weekly payment due at lease inception. License, insurance, registration, options and applicable taxes are extra. Total lease obligation: $31,050 / $26,439. Residual value is 54%.  Annual 16,000 kilometre allowance; charge of $0.15/km per excess kilometre. Offers end April 1, 2024 and are subject to change or cancellation without notice. ***Limited time offer available with finance or lease (through Volkswagen Finance, on approved credit) of new and unregistered 2024 Taos Highline and Tiguan Highline R-Line models.  Customer may choose either a 2 year VW Prepaid Maintenance Plan or 1% rate reduction.  If customer purchases longer maintenance plan, offer will cover the first 2 years / 30,000 km at the value indicated and customer will pay the balance.  Plan covers regular maintenance appointments (for services recommended by VW) within 2 years or 30,000 km (whichever occurs first). Offer cannot be transferred or exchanged for cash.  Offer expires April 1, 2024 and is subject to change or cancellation without notice. Duties, provincial regulator levies (if applicable) also due at lease inception. Dealer may sell or lease for less. Dealer order/trade may be necessary. Conditions apply. Visit vwoffers.ca or your Volkswagen dealer for details. Volkswagen,” the Volkswagen logo, all model names and trimline names are registered trademarks or trademarks of Volkswagen AG, used under license. © 2024 Volkswagen Canada.
****Limited time lease offer available through Volkswagen Finance, on approved credit, based on a new and unregistered 2024 Atlas 2.0T Execline base model with 8-speed automatic transmission with Tiptronic® 4MOTION® transmission / 2024 Atlas Cross Sport 2.0T Execline base model with 8-speed automatic transmission with Tiptronic® 4MOTION® transmission having a starting MSRP of $60,495/ $59,395. $2,150 freight and PDI, $100 air conditioning levy, $23 tire recycling levy, $10 OMVIC fee, $58 PPSA fee and $500 representative dealer admin fee (actual fee is set by dealers and varies, up to $500), included in weekly payment. Dealer Administration Fee includes documentation and administration costs related to the delivery of the vehicle, such as the dealer cost involved in licensing, lien search, and contract administration. In Ontario, Volkswagen Group Canada Inc. is responsible for the tire recycling fee used to cover the cost of collecting and recycling end of life tires when returned by consumers.  Lease example: 48-month term at 4.99% APR equals a weekly payment of $210 / $204, $0 down payment or equivalent trade-in, $840/ $820 security deposit, and first weekly payment due at lease inception. License, insurance, registration, options and applicable taxes are extra. Total lease obligation: $43,606 / $42,334. Residual value is 48%/ 49%.  Annual 16,000 kilometre allowance; charge of $0.15/km per excess kilometre. Offers end April 1, 2024 and are subject to change or cancellation without notice.    *****Limited time offer available with finance or lease (through Volkswagen Finance, on approved credit) of all new and unregistered 2024 Atlas and Cross Sport models.  Customer may choose either a 2 year VW Prepaid Maintenance Plan or 1% rate reduction.  If customer purchases longer maintenance plan, offer will cover the first 2 years / 30,000 km at the value indicated and customer will pay the balance.  Plan covers regular maintenance appointments (for services recommended by VW) within 2 years or 30,000 km (whichever occurs first). Offer cannot be transferred or exchanged for cash.  Offer expires April 1, 2024 and is subject to change or cancellation without notice. Duties, provincial regulator levies (if applicable) also due at lease inception. Dealer may sell or lease for less. Dealer order/trade may be necessary. Conditions apply. Visit vwoffers.ca or your Volkswagen dealer for details. Volkswagen,” the Volkswagen logo, all model names and trimline names are registered trademarks or trademarks of Volkswagen AG, used under license. © 2024 Volkswagen Canada.
⁑ Loyalty offer available to current Volkswagen owners and previous Volkswagen owners who returned a leased vehicle, or whose finance contract with Volkswagen Finance ended, within the past 90 days (some exceptions apply), with purchase or lease of a new, unregistered Volkswagen model. 2 yr VW Prepaid Maintenance Plan provided at no additional cost. If customer purchases longer maintenance, offer will cover the first 2 years / 30,000 km at the value indicated and customer will pay the balance. Plan covers regular maintenance appointments (for services recommended by VW) within 2 years or 30,000 km (whichever occurs first). Visit https://www.vw.ca/en/shopping-tools/prepaid-maintenance.html or your Volkswagen dealer for more details. Valid identification and proof of valid loan/lease for/of Volkswagen that was: (i) active for a minimum of 90 days; (ii) in good standing throughout the term; and (iii) that ended within the 90 days prior to the expiry of this offer, are required. Volkswagen vehicles currently being financed/leased with Volkswagen Finance are not eligible for the rate reduction. Offer is transferable to an immediate family member living in the same household as the Primary/Co-Primary buyer or lessee. Offer is non-exchangeable for cash. Offer ends January 2, 2025 and is subject to change or cancellation without notice.
#Limited time finance offer available through Volkswagen Finance, on approved credit, based on a new and unregistered 2023 ID.4 electric ID.4 AWD Pro base model with single-speed transmission having a starting MSRP of $55,495. $2,100 freight and PDI, $100 air conditioning levy, $23 tire recycling levy, $10 OMVIC fee, $58 PPSA fee and $500 representative dealer admin fee (actual fee is set by dealers and varies, up to $500) included in weekly payment. Dealer Administration Fee includes documentation and administration costs related to the delivery of the vehicle, such as the dealer cost involved in licensing, lien search, and contract administration. Finance example: 60-month term at 2.99% APR equals a weekly payment of $236, after application of $1,500 credit. $0 down payment or equivalent trade-in due at signing. In Ontario, Volkswagen Group Canada Inc. is responsible for the tire recycling fee used to cover the cost of collecting and recycling end of life tires when returned by consumers. License, insurance, registration, options and applicable taxes are extra. Cost of borrowing is $4,367 for a total obligation of $61,153. Offers end April 1, 2024 and are subject to change or cancellation without notice.  ◊◊Amount shown is the maximum incentive provided by the applicable governments. VW does not administer these incentives. BC offers an incentive of up to $4,000 based on income. Amounts and eligibility are subject to change. Incentive information is provided for informational purposes only and VW makes no representations about the actual amount or eligibility for the incentive. See the provincial or federal administrator for details. Duties, provincial regulator levies (if applicable) also due at lease inception. Dealer may sell or lease for less. Dealer order/trade may be necessary. Conditions apply. Visit vwoffers.ca or your Volkswagen dealer for details. Volkswagen,” the Volkswagen logo, all model names and trimline names are registered trademarks or trademarks of Volkswagen AG, used under license. © 2024 Volkswagen Canada.
◊◊Amount shown is the maximum incentive provided by the applicable governments. VW does not administer these incentives. BC offers an incentive of up to $4,000 based on income. Amounts and eligibility are subject to change. Incentive information is provided for informational purposes only and VW makes no representations about the actual amount or eligibility for the incentive. See the provincial or federal administrator for details.