Two men are reading a document
Two men are reading a document
Two men are reading a document

Volkswagen Finance

How it works

It’s the moment you’ve been waiting for – getting your very own Volkswagen. But before you get behind the wheel, you need to figure out how to make the numbers work for you.

With Volkswagen Finance, you’ll find everything you need to choose the best purchase option for you. You can do it yourself by following just four easy steps listed here. Or, if you prefer a one-on-one conversation, one of our experienced Financial Services Managers at your preferred Volkswagen Dealer would be happy to help.

STEP 1 - Before you buy

Not sure which option is right for you? Watch the video to learn more about leasing vs. financing.

Researching a new car is exciting. Researching your purchase options? Not so much. Fortunately, you can use our build and price tool to get a better idea of all the numbers involved* and find the right solution for you. And if you’re still a little unsure, just ask one of our experts and they’ll guide you through the entire process. Once you’ve picked the option that works best for you, set up an appointment with your nearest Volkswagen dealer to finally get into your very own Volkswagen.

*Prices are an estimate only and may not include taxes, fees or levies which vary by province. Contact your authorized Volkswagen Dealer for full and accurate pricing.

STEP 2 - When you buy

Driving away in a new Volkswagen feels great. Driving away with a great deal is even better. So ask your local dealer if there are any rebates for which you may be eligible.

Now is also the best time to talk to your dealer about protecting your new Volkswagen. Ask us about our Volkswagen Protection Plus suite of products. We have plans like Appearance Protection that keep your vehicle looking and feeling brand new. Plans like Mechanical Breakdown Protection can cover you during unexpected breakdowns. And finally, plans like the Vehicle Loss Privilege Program, which can help keep you in your Volkswagen.

Appearance Protection

Watch the five videos below to learn about some of these available products.

STEP 3 - As an owner

Congratulations, you’re a Volkswagen Owner! But wait, there’s more. Register for Volkswagen Plus  to enjoy the latest VW news, schedule your next appointment, and get front-row seats to Volkswagen events across the country.

Plus, as an Owner you or your household may also qualify for our Loyalty Program, which includes either up to a 2% rate reduction when you lease or finance a 2020 e-Golf with Volkswagen Finance, or get up to $1,500 cash purchase bonus when you buy an e-Golf* until November 2, or receive up to a 0.5% rate reduction on other models.

Learn more about government incentives available on your next e-Golf purchase.

A group of young people in front of a car
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STEP 4 -Time for a new Volkswagen

If you finance your purchase

Time flies when you’re having fun. Before you know it, you’ll find yourself nearing the end of your contract. But don’t stress, it just means you can either:

  • Trade-in your Volkswagen and upgrade to the latest model
  • Keep your existing Volkswagen

If you lease your purchase

Similarly, at the end of your lease term, you have a few options:

  • Upgrade to a new Volkswagen
  • Keep your Volkswagen and refinance your residual balance
  • Return your vehicle

Learn more about your end of lease options

More about Volkswagen financing

Still have questions?

Visit our FAQs page to learn more.

Disclaimer by Volkswagen
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Limited time loyalty rate reduction available with finance purchase or lease of a new, unregistered 2020 e-Golf, through Volkswagen Finance, on approved credit, to all eligible current Volkswagen owners and their households and previous Volkswagen owners who returned a leased vehicle, or whose finance contract with Volkswagen Finance ended, within the past 90 days (some exceptions apply). Up to 0.5% rate reduction on Volkswagen Finance Special Rates available on other new and unregistered models. Certain conditions apply. Visit https://finance.vwmodels.ca/rebate.php or your Volkswagen dealer for more details. Valid identification and proof of valid loan/lease for/of Volkswagen that was: (i) active for a minimum of 90 days; (ii) in good standing throughout the term; and (iii) that ended within the 90 days prior to the expiry of this offer, are required. Volkswagen vehicles currently being financed/leased with Volkswagen Finance are not eligible for the rate reduction. Offers are transferable to Primary/Co-Primary buyer and/or another family member in the same household. Offers are non-exchangeable for cash. Rate cannot be lower than 0% after reduction. 

*Up to $1,500 credit available to be applied as a discount off MSRP with cash purchase only of a new, unregistered 2020 e-Golf.  Credit amount varies by model.  See dealer for details. 

**Amount shown is the maximum incentive amount provided by the provincial governments and federal governments, on eligible vehicles.  Volkswagen Canada does not administer the incentives and is not responsible for any cancellations or changes to the incentive programs.  Incentive information is provided for informational purposes only and Volkswagen Canada makes no representations about the actual amount or eligibility for the incentive. The amount of the incentive, terms and conditions of the incentive, and any eligibility or application requirements vary by province.  The incentive programs are administered independently by each province and the federal government. Conditions and limitations apply. Consult the government incentive page or see your dealer for details. 

Offer expires November 2, 2020 and is subject to change or cancellation without notice. See dealer for details.  Dealer order/trade may be required. Dealer may sell or lease for less.

Volkswagen”, the Volkswagen logo and all model names are registered trademarks and trademarks of Volkswagen AG.  © 2020 Volkswagen Canada.

All prices are MSRP in Canadian dollars. MSRP is the Manufacturer’s Suggested Retail Price and excludes taxes, freight and PDI ($1,885 for the Atlas and Tiguan/ $1,765 for the Passat and Arteon/ $1,685 for all other models), levies, fees, optional equipment, license, insurance, registration, and any dealer or other charges, where applicable. Environmental or related levies and taxes may vary by jurisdiction. Dealer may sell for less. European or American models may be shown. Specifications, equipment, options and prices are subject to change without notice. Although we endeavour to ensure that the information contained on the website is accurate, as errors may occur from time to time, customers should contact their local Volkswagen dealer for details. Photos for illustration purposes only. Some items, such as wheels, may be unavailable on some trim levels when vehicle is built or may not be available in Canada.

Fuel consumption ratings are estimates based on Natural Resources Canada’s (NRCan) fuel consumption criteria and testing methods for 2019 and 2020 model year vehicles and are provided for comparison purposes only. Please note that comparisons to seemingly similar vehicles pre-2015 model year will show discrepancies due to the difference in NRCan approved calculation methods for 2014 model year and older vehicles. Please refer to NRCan’s Fuel Consumption Guide 2019 and 2020 for estimated fuel consumption figures. Actual fuel consumption will vary based on driving conditions, driver habits and the vehicle’s condition, weight carried and additional equipment. Tires are supplied and warranted by their manufacturer. Most vehicles are sold equipped with four all-season tires. For vehicles sold equipped with summer performance tires, note that appropriate all-season or winter weather tires are required for driving during cold, snowy or icy weather conditions. Please remember that the use of winter tires may be mandatory in your province or territory. Airbags are supplemental restraints only and will not deploy under all accident scenarios. Always use safety belts and seat children only in the rear seats, using restraint systems appropriate for their size and age. The navigation system depends upon signals from the GPS network and is designed to provide you with suggested routes only. Discrepancies may occur between the mapping and the actual location due to changes in street names, construction or other road system changes which are beyond the control of Volkswagen Canada. Please rely on your individual judgment in determining whether or not to follow a suggested navigation route.

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